So if you don't go to the annual inspection in time this year, then this year's loan will not be issued, and you can only wait until the annual inspection next year before issuing the loan.
Personal suggestion: Therefore, you must go to the bank for annual inspection in time at the beginning of each year. When we bring the convenience card for annual inspection, we must bring our ID card and household registration information. Because the current affairs of the annual inspection must be entered into the face system, there must be the cardholder himself in the early stage, and the annual inspection procedures cannot be handled on his behalf.
Anyone who meets the basic conditions of the borrower in the Detailed Rules for the Implementation of Personal Loan Management of Rural Credit Cooperatives can apply, and a family can only apply for a Fuxiang convenience card in Hunan Rural Credit Cooperatives.
Functions and characteristics of Fuxiang Card:
1. The procedure is simple: you only need to go through the loan procedure once, and you can reuse the credit fund of up to 500,000 yuan within 1-3 years.
2. Convenient use of funds: loans and repayments can be made at the counters of more than 4,000 outlets of Hunan Rural Credit Cooperatives anytime and anywhere, which can be borrowed and repaid, borrowed and repaid, and recycled.
3. Flexible guarantee: customers can provide combined guarantee by comprehensively using various guarantee methods such as credit, guarantee, mortgage and pledge to solve the problem of insufficient guarantee and meet their capital needs to the maximum extent.
4. Safe and reliable: In addition to the transaction password, you can also set the loan password separately and enjoy the intimate reminder service of Rich SMS, which is effective.
The annual interest rate of rural credit cooperative Fuxiang convenience card loan is 8.742 1%.
Convenience card is an extremely convenient loan card, valid for 3 years. However, the longest loan can only be 1 year. After 1 year expires, the loan can be continued after repayment, and the line can be recycled. Borrow if you can, and the interest is calculated on a daily basis. There is no extra charge for prepayment.
Fuxiang Convenience Card is a debit card product with micro-loan function, which is carefully created by Hunan Rural Credit Cooperative for farmers, self-employed, urban residents and small and micro-business owners. It is an organic combination of traditional credit business and electronic banking business, a symbol of cardholder's credit identity, and a new mode of modern business and consumption.