2. Bank cards can be repaid after loss reporting, and bank loans need stable repayment sources and good credit information.
1. Materials to be prepared for handling bank loans:
1. valid id
2 permanent residence certificate or valid residence certificate, permanent residence certificate.
3. Proof of marital status
4. River bank flow
5. Proof of income or personal assets.
6. Credit report
7. Loan use plan or statement
8. Other information required by the bank.
Two. Requirements for bank loans:
(1) permanent residence of urban residents with full capacity for civil conduct or valid ID card of 18 years old. The age of the lender required for bank loans is generally between 18-60.
(2) have a stable legal income and the ability to repay interest.
(3) Other conditions required by the lending bank.