It's false, because no one or organization has this right except the state organs authorized by law, so we must pay attention to distinguish carefully, because there are a lot of information and personal funds that deceive users in the market.

For some overdue users, the relevant lending institutions/platforms will call for payment by SMS, phone call or harassing relatives, but they should learn to distinguish the authenticity of incoming calls.

If you are in urgent need of funds, take the formal platform, or borrow money from banks, you will be cheated of high handling fees.