Mobile phone loan is a mobile intelligent credit management software launched by Shanghai Qianlong Financial Information Service Co., Ltd. in September 20 13.
Mobile phone loans can provide personalized consumption installment services for users with different credit ratings through the accurate matching of users' credit consumption needs in various life scenarios with qualified funders.
Alipay is a third-party payment platform. It was originally a department of Taobao, a website of Alibaba Group, and officially operated independently from June 5438 to February 8, 2004. It is a subsidiary of Ant Financial, which is independent of Alibaba Group.
Alipay has two independent brands, Alipay and Alipay Wallet. The software mainly provides payment and financial services (including online secured transactions, online payment, transfer, credit card repayment, mobile phone recharge, water, electricity and coal payment, personal finance and other fields).
In May of 20021,the digital RMB wallet was expanded again, and online merchant bank (Alipay) became the seventh commercial bank to participate in the public beta pilot.
Mobile phone loan is a cross-scenario credit consumption information technology platform for high-growth customers aged 23-35. Through online marketing and user analysis, users' credit consumption needs can be accurately matched with qualified funders in various life scenarios, and users can be provided with personalized consumption staging related technical services with a maximum of 50,000 yuan, 6 periods and above for different credit ratings. Relying on the user base of 30 million+1 10,000, mobile loan is committed to the efficient combination of credit consumption mode and cross-scenario value-added services.
selling point
1, Consumption Staging: Provide personalized consumption staging service for users with different credit ratings of less than 50,000 yuan, 6 installments and above. Mobile phone loan
2.Shopping Mall: an online mall dedicated to providing shopping services for young people. Relying on big data technology, users can enjoy more affordable and better shopping methods.
Product advantage
1, 3 minutes to complete the application
Relying on artificial intelligence, biometrics, cloud computing and other technologies, it takes only 4 steps and 3 minutes to apply for a credit line online at the earliest.
2. Dynamic rate
According to the credit status of users, the dynamic rate is implemented. The better the credit, the lower the rate, and dynamically adjust according to the changes of users' credit status in different time periods.
3. The quota is as high as 50,000.
Provide users with a credit limit of up to 50,000 yuan in combination with personal credit and other information submitted or authorized by users.
4. Flexible cycle
Free consumption within the quota, providing six or more installment services, and supporting partial or full prepayment.