How to buy a house after marriage can I write personal ownership?
1, the husband and wife agreed to handle notarization.
According to the provisions of Article 19 of the Marriage Law of the People's Republic of China, husband and wife may agree that the property acquired during the marriage relationship and the property before marriage shall be owned by each other, or part of it shall be owned by each other and part of it shall be owned by * * *. The agreement shall be in writing. The agreement between husband and wife on the property acquired during the marriage relationship and the property before marriage is binding on both parties.
Before buying a house, both husband and wife can agree which party will buy a house. It is suggested that both husband and wife sign an agreement before buying a house, stating that the property rights of the house belong to one party, and then go to the local notary office for notarization. When you apply for a real estate license, just hand over the notarial certificate to the real estate registration center, so that the house will always belong to one party.
2. Parents buy a house and then give it to their children.
If the property purchased by one parent for their children after marriage is registered in the name of the investor's own children, it will be regarded as a gift to only one of their children. If the real estate does not belong to the joint property of husband and wife, it shall be deemed as the personal property of one of them. Once divorced, you will not participate in the division of property after marriage!
In other words, for example, the man gives his parents money, and the parents come forward to buy a house in full, and then give it to the man. The purchase behavior is the man's parents, the name of the man's parents is registered in the real estate, and then the gift formalities are handled. The recipient is a man, so the house also belongs to personal property.
What is the procedure of buying a house loan?
1, select real estate
If buyers want to borrow money to buy a house, they should focus on this situation when choosing real estate. When buyers learn that some projects can apply for mortgage loans in advertisements or through the introduction of sales staff, they should further confirm whether the real estate developed and built by developers has won the support of banks to ensure the smooth acquisition of mortgage loans.
2. Sign the contract and pay the down payment
After paying the down payment, the buyer can prepare the down payment first, and usually sign the contract after a period of time. The purchase contract is particularly important, generally including area, unit price, total price, building, floor, unit, number of households, etc. At the same time, it is necessary to negotiate relevant precautions and supplementary terms, including the division of responsibilities after handover and the handling methods of emergencies.
Step 3 apply for a loan
After confirming that the property you choose has bank mortgage support, the buyer should know about the bank's regulations on obtaining mortgage loan support, prepare relevant legal documents and fill in the mortgage loan application form.
Knowing how to buy a house after marriage can write personal ownership. What is the procedure of buying a house loan? Under such circumstances, the rational allocation of houses is the most basic, but to realize individual ownership, qualifications are the first, followed by signing contracts, so the whole thing is very troublesome and needs to be considered in many aspects. Buying a house loan is a lot of complicated things, but it is not as simple as imagined.