To apply for a loan through a bank, if the application materials are complete, it will take about 15 working days, because each customer's situation will be different because it involves evaluation, mortgage registration and other links; Please contact the handling bank or loan account manager directly to confirm the specific loan release time, review status, processing progress and cancellation. After the user submits the application materials, the rural commercial bank can generally complete the loan evaluation and audit on the day of application.