Commercial loans to provident fund loans need to provide the following materials:
1. application form for personal commercial housing loan to housing provident fund loan in duplicate;
2. Two originals of the income certificates of both husband and wife of the loan applicant (stamped with the official seal of the unit);
3. The original and 3 copies of the ID cards of both husband and wife of the loan applicant;
4. The original and two copies of the household registration book of the husband and wife of the loan applicant (if the applicant or spouse is a collective household, please affix the special seal for household registration of the police station where the household registration is located);
The original and two copies of the marital status certificate of the loan applicant (one-inch color photo and two unmarried statements signed in person are required for unmarried people). Divorce requires a divorce certificate, divorce agreement or judgment);
6 for commercial housing loans "loan contract" and "loan mortgage contract" original and two copies;
7. Copy of the commercial housing sales contract (sealed by the original loan bank or handed over by the file keeping department);
8. The original and two copies of the "Property Ownership Certificate" of the house purchased by the original commercial housing loan;
9. Proof of the balance of the original house purchase loan provided by the commercial loan bank (valid within one month) and the repayment record of the year before applying for refinancing;
10. Proof of the family housing situation of the loan applicant (including the applicant, spouse and minor children, valid within one month);
1 1. The co-owner of the house purchased by the original commercial housing purchase loan issued a statement of consent to mortgage;
12. passbook of housing provident fund of the loan applicant and his/her spouse (which should reflect the housing provident fund deposit in the last 12 months);
13. A real estate price appraisal report issued by a real estate appraisal agency recognized by the Provident Fund Center;
14. the provident fund center and the undertaking bank require relevant certificates or materials.