China Bank and China Construction Bank in Urumqi can apply for unsecured loans.

The specific process is as follows:

1. The borrower submits the loan processing materials to the local lending institution in Urumqi;

2. The local lending institution in Urumqi conducts a preliminary examination of the handling materials submitted by the borrower;

3. Conduct credit inquiry and customer evaluation on the borrower;

4. The local loan organization in Urumqi will approve the loan that meets the loan conditions through preliminary examination and credit inquiry;

5. If approved, inform the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If it fails to pass the examination and approval, it shall explain to the borrower; 6. After the loan contract comes into effect, the local lending institutions in Urumqi will issue loans.