The CBRC's judgment on loan repayment is mainly based on the Measures for the Administration of Bank Credit and other relevant regulations, which require that the loan must be repaid on time and in full, and there can be no overdue situation; At the same time, if overdue repayment is required, all the arrears should be returned to the bank account within 30 days and reported to the CBRC in time.
Loan backflow refers to a financial behavior that the loan issued by a financial institution is repaid to the financial institution by the borrowing enterprise after it is used by the borrowing enterprise.