College students' entrepreneurship loan is a policy launched by the national government for college students' entrepreneurship, not a policy of banks or other departments. Since it is a national policy for college students' entrepreneurship, it is definitely different from direct bank loans. Risk funds have no interest and no mortgage. But with the number of years, each government's policy is different. So you just need to bring all the certificates and ID cards that can prove that you are a student to the local government where your account is located.

However, in the final analysis, this loan is not given by the government casually. It depends on what your business is. If it can bring tax revenue to the local government, it can increase local employment opportunities, and it is a green project (these points are very important). You just need to work hard or have some connections.

When your local government gives you a certificate, you can go to the bank designated by the government to get a loan.

Wish you success! ! !

One: Is there Chongqing in Chengdu?

Please note that the local provinces and cities where we have applied for YBC venture capital are as follows:

Beijing

Shanghai

Shandong Province

Shanxi(Province)

Fujian Province

Kunming

Diqing

Yinchuan

Chengdu

Now only the above cities can apply for starting a business. If all your cities are not on this list, and you can't apply for starting a business for the time being, we will set up YBC start-up offices in cities all over the country in a short time to provide financial support and consultation for all young people who are interested in starting a business in China.

If your city is in the above range, please click to apply for venture capital.

Second: the application process

1. Fill in the application form for starting business.

2. Review the application for starting business

Step 3 fill in the business plan

4. Review the business plan

5. The application for venture capital fund has been completed.

First, fill in the relevant information online, and then further review and inspection. Apply.

My friend is a student of Chongqing Normal University, and has just applied for a lot of venture capital in the school, but not every school has venture capital. The venture capital of Chongqing Normal University was initiated by the alumni of Normal University. It depends on whether your school has relevant policies. However, there are still many preferential policies for college students after starting their own businesses. All college graduates, undergraduates and graduate students who were engaged in self-employment in those years were exempted from the registration fee for individual industrial and commercial households (including industrial and commercial registration, change registration, replacement of business license and copy of business license), management fee for individual industrial and commercial households, market management fee, economic contract verification fee, and economic contract demonstration text fee. 1 year. In addition, in order to facilitate college graduates to apply for individual business licenses in time, the Chongqing Industrial and Commercial Department has set up special channels at all registration windows, hung eye-catching signs, posted the Instructions for Handling Licenses and various preferential policies on the wall, and provided a lot of publicity materials for college students. If the procedures are complete, it will be accepted and issued on the same day. The key to starting your own business is to choose a job that suits you. As long as the self-employed abide by the law, work hard and give full play to their own advantages and strengths, they can also grow and develop. College students should make full use of the knowledge they have learned in college and choose projects with certain scientific and technological content in order to better reflect their high quality and ability.