The company has the following requirements for lending:

1. The borrower must be over 18 years old, have full capacity for civil conduct and be a Chinese citizen. .

2. The borrower’s credit status is good and there is no bad credit record.

3. The borrower has a stable source of income and repayment ability.

4. The borrower should agree to and abide by the company's loan policies and regulations, including but not limited to loan interest rates, terms, repayment methods, etc.