Hello! In China Ping An Insurance, only dividend insurance has the function of policy loan, with the maximum loanable cash value of 80% and the longest loan period of half a year. You can register an account, inquire about the loan policy, and then you can go through the loan procedures online, usually within 1 to 3 working days, so you can borrow money without leaving home, and the repayment procedures can also be handled conveniently online.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.