Legal analysis: Yes. If you have paid the housing provident fund, you can use the provident fund loan together. At this time, the loan amount is the sum of the loan amounts of both parties (not exceeding the prescribed upper limit), and the service life is calculated by the longer party (not exceeding the prescribed upper limit), and the real estate license is also the names of both parties. Mother and son, husband and wife, friends, lovers, even a company and individuals can buy together. These have become the * * * people in the family. (Companies and individuals who jointly purchase houses cannot use provident fund loans. However, some shares of * * * need to be negotiated, but their respective shares may be different or the same. Determine the corresponding rights and obligations according to the share in the future.

Legal basis: Article 8 of the Regulations on the Management of Housing Provident Fund states that the cities where the people's governments of municipalities directly under the Central Government, provinces and autonomous regions are located and other cities with districts (prefectures and leagues) shall set up housing provident fund management committees as decision-making bodies for housing provident fund management. Among the members of the Housing Provident Fund Management Committee, responsible persons and relevant experts from the people's government, construction, finance, People's Bank and other relevant departments account for 1/3, trade union representatives and employee representatives account for 1/3, and unit representatives account for 1/3. The director of the housing provident fund management committee shall be a person with social credibility.