Legal analysis: the loan collection notice is an important link in the recovery of overdue loans in terms of statutory limitation of action. In order to ensure that banks have a greater right to win the case, they must bring a lawsuit to the people during the limitation period. Limitation of action refers to the system in which the obligee whose civil rights have been infringed fails to exercise his rights within the statutory limitation period, and when the limitation period expires, the people will no longer protect the obligee's rights according to law. If the creditor makes a request within the statutory limitation period, the people will force the debtor to perform its obligations. After the expiration of the statutory limitation period, if the obligee exercises the right of claim, the people will no longer protect it.

Legal basis: Article 667 of the Civil Law of People's Republic of China (PRC) is a loan contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Two. Law: The legal effect of bank dunning notice without official seal.

Hello, the bank dunning notice without seal generally has no legal effect. All information released by institutions, administrative units, enterprises, companies and other departments need to be stamped with official seals to be effective.

Third, the legal effect of reminder notice.

Legal analysis: As far as the statutory limitation of action is concerned, the important link of overdue loan recovery is to file a lawsuit in order to win the lawsuit. Limitation of action refers to the system in which the obligee whose civil rights have been infringed fails to exercise his rights within the statutory limitation period, and when the limitation period expires, the people will no longer protect the obligee's rights according to law. During the limitation of action prescribed by law, the creditor asks the debtor to perform its obligations. After the expiration of the statutory limitation period, the obligee shall be protected again.

Legal basis: Article 7 of the Contract Law of People's Republic of China (PRC) is a loan contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

4. Is the reminder a legal document?

A lawyer's letter is a lawyer's personal legal document issued by a law firm, which only represents the lawyer to know and inform the parties, and has nothing to do with whether to go through the litigation procedure or not! Involving litigation, you will receive a complaint stamped with the local official seal, and only by issuing relevant documents can you enter the judicial process!