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Happy car loan closed down, do you still have to pay the debt?
After the bankruptcy of the loan company, if the lender still has outstanding debts, the loan still needs to be repaid. The bankruptcy of worry-free loans does not mean that customers do not have to repay worry-free loans. Secondly, even if the worry-free loan company goes bankrupt, it can still recover the loan amount from the borrower through formal channels. In addition, if the debt transfer clause is added when signing the contract, the loan company will still apply for a loan from the customer if the loan contract is transferred to another loan company after the bankruptcy of the worry-free loan company. You must repay the company. In this case, the lender should actively contact the worry-free car loan company or enterprise legal person to discuss the solution.

Worry-free loan is a loan product with worry-free loan as its main business. It is understood that worry-free loans are mainly based on the credit of users. Users do not need to mortgage their vehicles to loan companies. The loan amount and repayment method are more flexible and can be operated on mobile phones. Compared with offline loans, worry-free loans will be easier to operate.

Worry-free car loan is a worry-free car loan brand owned by investors, and the background is a regular company. However, according to the news of Worry-Free Finance, Anqing Branch of Worry-Free Finance has been closed, and everyone's evaluation of Worry-Free Finance is not very good. Netizen's evaluation of "worry-free finance": high interest rate, beheading interest rate and violent money collection. Term loans, etc. Therefore, users are advised to pay more attention when using worry-free car loans, but it is generally not recommended for everyone.

However, if this is an informal worry-free loan company, which usually violates the high interest rate or various unreasonable charging regulations and deliberately defrauds users of their money, then users can also choose the worry-free loan company without repayment and report it to the banking industry in China. However, if the CIRC in China finds that the customer has been defrauded by the car loan company, it should report the case to the public security department or bring a lawsuit to the court in time.

Many people know that worry-free loans are a kind of loans, so why not accept worry-free loans? There may be the following reasons:

1. Recently, I have been under strict inspection. Some loans are cautious and will not be recovered for the time being.

Some online lending outlets have been closed or evacuated, and no one will receive money.