The interest rate of ICBC's house purchase loan is implemented according to the benchmark interest rate of the central bank loan, and usually fluctuates on this basis. The benchmark interest rate for central bank loans is:

The first is the benchmark interest rate for loans.

1. Within one year (including one year), the interest rate is 4.35%.

2. The loan term is one to five years (including five years) and the interest rate is 4.75%.

3. If the loan term exceeds five years, the interest rate is 4.90%.

The second is the benchmark interest rate of provident fund loans.

1, less than five years (including five years), and the interest rate is 2.75%.

2. For more than five years, the interest rate is 3.25%.