The down payment is 20%-50%, the general bank requires 40%-50%, and some car dealers can find some financing companies to achieve 20% or even lower. Usually it will be paid off in 2-5 years. The monthly repayment depends on the amount of your loan, and you can use the property as a guarantee.

First of all, it is necessary to know whether the beneficiary of car purchase by installment is a bank or a financial institution, because now many banks have a higher threshold for car purchase loans, and more financial companies, especially those in the same department as car manufacturers, have begun to handle convenient loan procedures for customers.