During the Spring Festival holiday, the business hours of rural credit cooperatives have been adjusted. According to the information, the credit union will resume normal business on the second day of the Lunar New Year, with business hours lasting from 9:00 am to 4:00 pm, while the normal working day pattern will be fully implemented on the third day of the Lunar New Year, with regular business hours from 9:30 to 16:00: 00, it will be open as usual on weekends, providing personal deposits, withdrawals and business services, but corporate business will not be handled during the Spring Festival.

As a rural cooperative financial institution, the credit cooperative’s operating model follows the regulations of the China Banking Regulatory Commission, implements member democratic management, and operates through the members’ conference, board of directors, and board of supervisors. The reformed credit cooperatives have three forms: rural credit cooperatives, rural commercial banks and rural cooperative banks. They have received guidance and support from provincial governments nationwide, as well as unified management and services from provincial-level rural credit cooperative federations.

In terms of service functions, the credit union not only connects with the Rural Credit Bank Fund Clearing Center to realize nationwide deposit, withdrawal and bank card services, but also joins the modern payment system of the People's Bank of China to provide customers with Provide more convenient inter-bank financial services. Credit cooperatives play a key role in the rural economy and contribute to social and economic development together with the government. With their software and hardware facilities, they have been able to compete with the four major state-owned banks and commercial banks in the highly competitive financial market. Next, the total deposits exceeded 3 trillion yuan, showing strong strength.

In general, the business hours of credit unions have been adjusted during the Spring Festival, but they still provide basic personal services while providing more convenient financial services to community residents through modern facilities. With the deepening of reform, the position of credit cooperatives in the rural financial system has become increasingly stable.