Can I get a loan with a fake real estate license?
Of course, it is not feasible to use fake real estate licenses for loans. First of all, the real estate license belongs to the national certificate, which is the main proof of real estate ownership. It's hard to forge. Even if you use a fake real estate license to get a loan, it is very easy to be traced and prosecuted. Not recently, cases of loans with fake real estate licenses have been reported in newspapers. 10.8, Chifeng City Public Security Bureau cracked a case in which bank loan officers colluded inside and outside and used fake real estate licenses to defraud loans, and arrested two suspects, Bao Zhao, who will be accused of fraud. There is also a family of three in Yangqu, Shanxi, and a case of imprisonment with a fake real estate license loan broke out. It can be seen that it is very undesirable to use fake real estate licenses for loans. Once found, criminal responsibility will be investigated for violating the crime of forging state certificates and fraud. Therefore, it is advisable to remind friends who do not have real estate license and need loans to obtain loans through credit and third-party mortgage.
Can I get a loan with a fake real estate license? The answer is, of course, you can't borrow money. If you take a fake house certificate to get a loan, you have committed "forging a national certificate" and "fraud", and you will bear criminal responsibility. The consequences are not worth the loss. The state has also put forward specific punishment measures for mortgage loans with fake real estate licenses.
How to punish the mortgage loan with fake real estate license?
On the evening of June 24th, 2009 1, Huang and Li found Wang, who specializes in making false certificates, and asked him to help them get a fake real estate license and ID card, and promised to pay 300 yuan a fee. On June 25, after obtaining forged real estate license and ID card from Wang, Huang went to a real estate investment company in Nanning to apply for a mortgage loan, only to be caught by the company's staff on the spot. Huang was arrested by the police who received the alarm. The next day, Li and Wang were arrested.
On June 2, 2009, 165438+ The People's Court of Qingxiu District of Nanning held that Huang, Li and Wang bought and sold certificates of state organs for personal gain, and their actions constituted the crime of buying and selling certificates of state organs. In the same crime, Huang and Wang are the principal offenders and Li is an accessory. After the three people were brought to justice, they all truthfully confessed the facts of the crime and showed remorse, so they could be given a lighter punishment as appropriate. The court sentenced Huang and Wang to six months' imprisonment and Li to five months' imprisonment for buying and selling certificates of state organs, and confiscated forged real estate licenses and identity cards.
Jurisprudential analysis
The crime of buying and selling certificates of state organs refers to the act of buying and selling certificates of state organs, which infringes on the functional activities, management order and reputation of state organs. "Buying and selling" refers to the illegal buying and selling of certificates of state organs. "Certificate" refers to the certificate produced and issued by state organs to prove identity, status, rights and obligations or other related matters. According to Article 280 of China's Criminal Law (1), whoever constitutes the crime of buying or selling certificates of state organs shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or deprivation of political rights; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than 3 years 10 years. The Supreme People's Procuratorate Research Office's "Reply on whether buying and selling forged state organ certificates constitutes a crime" holds that if buying and selling forged state organ certificates should be investigated for responsibility according to law, the provisions of Article 280 1 of the Criminal Law can be applied to investigate the criminal responsibility of buying and selling state organ certificates.