If there is dereliction of duty, the borrower and the introducer may be suspected of fraud, it is recommended to call the police

If there is negligence responsibility, the disciplinary punishment should be determined by the rules and regulations of the unit. As for this amount For loans, according to the information you provide, the borrower should be suspected of committing a crime, and the responsibility should be borne by him. Before the suspect arrives at the case, the bank should accept the loss. Because Xiao Wang and others were performing their duties by making loans to others. If it is collusion with the borrower, that is a different matter.