1. The application threshold is low: houses, shops, villas, office buildings and commercial and residential buildings can be handled.

2. Application materials: ID card, household registration book and house book can be handled.

3. Fast lending speed: 15-20 working days.

4. Repay the loan at will: If you want to repay it, you can repay it in large amount, with no penalty interest and no excess interest.

5. Excellent loan amount: 70% of the house value, with a maximum of 30 years.

6. Basic conditions of housing mortgage loan:

7. There is a set of private property houses with large property rights in Tianjin under the name of the borrower, and the property rights are clear and definite;

8. Housing types include individual houses, shops, apartments, villas, affordable housing, etc.

9. Loans are mainly used for personal car purchase, decoration, travel, going abroad and purchasing furniture. ;

10. The borrower must be at least 18 years old, and the borrower's age+loan period shall not exceed 65 years old;

The basic requirement of housing area is more than 40 square meters, and the age of the house is 30 years;

If the property is mortgaged or mortgaged, you can directly apply for two mortgage without paying the final payment;

Households under the names of parents and relatives can also apply for mortgage loans, as long as the property owner agrees;

If the property owner is too old, it can be handled in the form of a tripartite mortgage loan;

If the personal credit information is not satisfied within the time limit, the black household can successfully handle it;

Amount, term and interest rate of mortgage loan:

The maximum amount of personal housing mortgage loan can reach 70% of the total housing value;

The processing period is 10 -30 years, which can be freely selected;

The mortgage interest rate is 4.9% per annum;

The handling area includes six districts in Tianjin and surrounding areas!

5. There is no charge in the early stage of processing, no charge for the original, and then charge after the processing is successful!

Requirements specified in the housing mortgage loan conditions:

1. The mortgage loan requires the service life of the house to be within 20 years;

2. The housing area should be more than 60 square meters;

3. The house should have strong mobility;

4. The mortgage loan amount is 70% of the appraised value of the house;

5. The loan period of new house loans shall not exceed 30 years, and that of second-hand houses shall not exceed 20 years;

6. The loan interest rate shall be implemented according to the loan interest rate of the same grade in the same period stipulated by the People's Bank of China;

7. Generally, "house age+borrower age" shall not exceed 60 years old.

The term of individual housing loan in Tianjin is 5-30 years.

Information required for loan:

1. The borrower's valid ID card and household registration book;

2 proof of marital status, unmarried proof is required, and divorce requires a court civil mediation or divorce certificate (indicating that after divorce,

Remarriage);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);

5. Real estate title certificate;

Please note:

1. The loan can only use collateral, and the sum of the loan amount and the interest during the loan period cannot exceed1/2 of the assessed value of collateral;

2. Have a long-term and stable income source, enough to pay the monthly loan principal and interest;

It usually takes about 1 month to get a loan.

1. Apply for a loan from the bank.

2. After the acceptance of the bank, evaluate the value of the mortgaged property and approve the loan amount according to the evaluated value;

3. Sign a loan contract, etc. ;

4. Apply for real estate mortgage registration.

Our service advantages:

1: The loan amount is high and the service life is long, accounting for 70% of the maximum loanable house value, and the longest is 30 years.

2. The business scope is wide, and houses in six districts, four suburbs and five counties in Tianjin can be handled.

3. Houses with balance of payments can also be refinanced.

4. Parents have real estate, but their parents are older, so they can choose a third-party mortgage loan (in the name of their children).

5. Honesty is the foundation, no fees are charged in the early stage, and all expenses are paid in advance by the company, which is truly open, notarized and transparent.

6. package evaluation, package destination, one-on-one service throughout the process, you can borrow cash in advance in the early stage and solve the funding problem on the same day.

Business advantages:

A: Long service life: the longest loan period is 30 years, which reduces the repayment pressure.

B: High amount: 70% of the maximum loanable house value can meet your capital needs.

C: Over the years, we have established a good cooperative relationship with banks in this city, ensuring the success rate of customer loans.

D: Good faith management: including destination assessment fee, no charge in the early stage and no charge for failure.

E: You can borrow all the funds in advance to solve the urgent need.

The lowest cost, only the service fee with the least loan amount.

(2) the next payment time is fast (cooperation of several banks in Tianjin)

(3) Full house, installment house, cost price, preferential price, water content of the center delivery floor (with listing certificate), villa and land can all be used in this city.

(4) The company can advance capital.

(5) Full installment house pledge and Tianjin full car pledge (loan on the same day)

(6) You can make overdue customers and revolving loans.

(7) Garage pledge loan and second-hand house mortgage loan

(8) Housing mortgage loan, mortgage loan and supplementary mortgage loan