Rule 1: You can buy a house whenever you need it.
A senior real estate practitioner revealed the secret of buying a house to the media. He thinks that as long as they are qualified to buy a house, they will make money by buying it casually with their eyes closed. Strict restrictions are causing scarcity. This sounds scary and the reporter can't believe it, but he didn't miss buying a house in the past. Financial experts believe that the timing of buying a house should not be too much for those who just need it. If there is a suitable house, they should do it.
Principle 2: When public opinion is full of negative information,
If public opinion is filled with the bankruptcy of developers, real estate speculators will lose everything. When the bank is faced with the news of "off-supply tide", when the buyers defend their rights and smash the sales office to demand a return, the above-mentioned events occur at the same time, which is a godsend opportunity to buy a house. A number of real estate industry veterans expressed the same view. Fear when others are greedy, and be greedy when others are afraid. This is Buffett's wisdom in investing in stocks. Just when the market is bleak and everyone is afraid, it may be time to buy a house.
Principle 3: When the central government introduced preferential policies to encourage home purchase,
According to analysis, if the central government has such a policy, it shows that the previous preferential policies have not played much role, but after the implementation of the new policy for at least 1 month, buyers can consider taking action.
Principle 4: when buying a house through group purchase and the price is quite favorable.
Don't hesitate to make a move at this time, because others won't hesitate if you hesitate.
Principle 5: When the funds are released, buy boldly.
According to the analysis, if monetary policy is loose and huge monetary funds flow to the market, it will push up asset prices. This time is a good time to buy a house. You can try your best to run out of leverage, and if you can, make a high loan. Excess money, credit expansion, bank loans and shadow banking funds flow to the real estate sector on a large scale. There is no doubt that after the implementation of the policy for a period of time, house prices will rise.
Principle 6: Within six months after the introduction of the new control policy.
The industry believes that many of the government's regulatory policies are aimed at curbing the virtual fire in the property market, and the ultimate goal is not to "suppress the property market." The sharp drop in house prices is not what the government wants to see. Even with the introduction of regulatory policies, it is difficult for house prices to plummet. However, after a period of time, the market will gradually digest this regulatory news. With the gradual entry of just-needed families into the market, house prices will gradually step out of the freezing stage and gradually recover. Therefore, if you buy a house within six months after the introduction of the new control policy, you may get a lower price in this band.
Principle 7: Buying in the first half of the year is better than buying in the second half.
In the first half of the year, the "two sessions" were suppressed, and many property buyers were watching the real estate policies of the two sessions. The market has a strong wait-and-see atmosphere and house prices are relatively stable. At this time, the opportunity to enter the market is very good. In addition, for many years, the mortgage policy in the first half of the year was relatively loose, which made it easier for buyers to obtain preferential loan interest rates.
Principle 8: Buy in the second half of the year after 1 1 month.
According to the analysis of industry experts, the second half of the year is after 1 1 month. According to the practice of the real estate market in previous years, the peak of buying a house is September and June, that is, 10. There is a saying that "golden September and silver 10" often begins to turn into the off-season at the end of the year. Due to the problem of withdrawing funds at the end of the year, many developers will use preferential measures and favorable policies to promote sales at the end of the year. In order to cooperate with sales, developers will launch some special rooms and good apartments to attract the last wave of buyers in this relatively weak season.
(The above answers were published on 2015-10-17. The current purchase policy should be based on the actual situation. )
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