1. Education loans should not be self-operated by educational institutions. Educational institutions should let you apply for a loan and then use the loan for your own business. So this case actually involves the relationship between you, educational institutions and loan companies.

First of all, for you and the loan company, it is a loan contract dispute. For the loan company, the loan contract between you and the other party has been established and taken effect, and you are the counterpart of the contract. You can't cancel the contract with the loan company because the educational institution breaches the contract, otherwise the loan company has the right to investigate your liability for breach of contract.

3. Of course, in the above situation, if you have a great misunderstanding about the nature of the education loan and the important contents of the repayment requirements when you conclude the contract, you can also actively provide evidence to apply for the termination of the contract.

For you and educational institutions, you should have a service contract relationship with them. In the process of providing services for you, they conceal the truth or fabricate facts to let you apply for a loan, which infringes on your legitimate rights and interests and constitutes a breach of contract. You can put them in charge

At the same time, if the education loan is really self-operated by the educational institution, the other party will "fool" you into applying for the loan. If there is fraud, you can cancel the contract with it on this ground, or you can ask the other party to compensate for the losses.