Zhifan Datacom products are divided into two parts: pre-loan and mid-loan products. The unified features are comprehensive data dimensions and fine data granularity; the pre-loan product is a standard product with unified product rules and easy use and docking operations. , efficient. The characteristics of Daizhong products are mainly in four aspects: 1. The product is an active push type, that is, after the user initiates a risk warning, Zhifan Jinke will actively push the warning level to the user. It is a non-passive product, which can greatly reduce operations. Cost; 2. The product is mainly aimed at existing customers, that is, users who have already issued loans or approved cards; 3. Product rules can be customized according to the user’s business situation and service population, and early warning rules can be freely designed; 4. The product can be combined with the loan after Carry out linkage and take relevant measures to avoid risks.