According to the happy inquiry experience, the daily interest rate of the loan is 0.045%. Monthly interest rate = daily interest rate *30 days = 0.045% * 30 = 1.35%. Annual interest rate = daily interest rate *365 days = 0.045% * 365 = 16.425%. If it is a loan, you can borrow 100000 yuan. Interest payable per day = 100000 * 0.045% = 45 yuan. Monthly interest payable =100000 *1.35% =1350 yuan. Annual interest payable =100000 *16.425% =16425 yuan. Borrow 65438+100000 yuan, with annual interest rate:100000 * 365 * 0.04% =1.46000 yuan.

Ants borrow money. Interest is floating. In addition, the repayment rate will be determined according to personal qualifications. The highest daily interest rate is 0.06% and the lowest daily interest rate is 0.0 15%. The better the qualification, the lower the loan interest will be, which is not much different from most online interest rates in the market, such as money, micro-loans and so on.