The dunning process of fast loans owed to CCB is as follows: first, the customer service of the bank calls the lender to urge repayment, then the bank carries out risk control, then the outsourcing company collects loans, and finally the law firm. If the loan is not repaid all the time, the lender may bear criminal responsibility.

It was three months overdue and began to be returned. Overdue for more than 3 months, the amount exceeds 1 0,000, and the bank has repeatedly reminded it to be unsuccessful. At that time, you will not only pay back the money, but also bear criminal responsibility.

The repayment date is mainly used by banks to judge whether the cardholder has a malicious overdraft tendency and judge the cardholder's economic situation.

You can pay the minimum repayment amount first, without affecting the credit limit, and there will also be a buffer period, so that the bank can know the flow of funds in your account in time and will not freeze the account.

"Quick Loan" is a full-process online self-help loan tailored by China Construction Bank for individual customers. It can be completed online in three steps and three seconds without submitting any paper materials, and supports credit card consumption, online order payment and cash withdrawal.