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That bank in Xianning has a real estate license to mortgage loans.
Bank of China, China Construction Bank, Industrial and Commercial Bank, China Merchants Bank, Bank of Communications and so on.

In real life, when many people encounter difficulties in capital turnover, the first thing they think of is to obtain bank loans by applying for mortgage housing from banks to ease the financial pressure. They don't know, but they know nothing about some specific conditions and processes, which often leads to their failure to arrive on time.