Choosing a house is the most important process in buying a house. There are many factors to consider when looking at a house. If any of them are not considered well, it may affect your life. Everyone has their own experience when buying a house. Some focus on the location of the property, while others pay more attention to the floor plan of the house. Both location and unit type are very important, but if you choose one of the two, which location or unit type?

When buying a house, should you choose the location or the unit type?

If location and apartment size are really incompatible, it is recommended to give priority to location. When evaluating the value of a property, what does it mainly look at? Of course it depends on the location. Because the location has a greater impact on the real estate in comparison, the surrounding facilities are usually not bad for the real estate in a good location. This kind of house can basically make a lot of money when it is sold for the second time. The apartment type mainly affects the living experience, which is of course also very important, but if you must choose a good location and a good apartment type, you should choose a house in a good location. After all, a good location will directly affect the future value increase of the house. . What is the process of buying a house?

1. Evaluate the ability to buy a house

Home buyers need to have a preliminary understanding of themselves before buying a house. Each city has its own policies, and different cities House prices are also different, so before buying a house, you need to consider your own qualifications for buying a house and estimate your financial strength to determine in which areas you can buy a house. If you live there yourself, you should consider the condition of the house and your solvency, and then give priority to the location, supporting facilities, regional future development prospects and other factors that affect house price appreciation.

2. Understand real estate knowledge

Understanding real estate knowledge is also necessary for home buyers. It can reduce the chance of being "fooled" by salespeople and can also effectively help purchase a house. The reporter understands the real situation of the house and the community.

3. Viewing and choosing a house

Nowadays, many people are accustomed to understanding the relevant information of the house online first, but it is more important to view the house on the spot. Contents that should be paid attention to include: inspecting whether the project sold by the developer has all five certificates; the building spacing, floor area ratio, and greening rate of the building itself; the housing acquisition rate, lighting and ventilation conditions, waterproofing effect, and delivery standards of the unit types; the surrounding areas of the building Whether the living facilities are convenient, etc.

4. Sign a contract

After confirming the house, you need to sign a contract. When signing a house purchase contract, the home buyer needs to read the contract content carefully and write Understand the basic situation of the purchased commercial house and project, determine the delivery time and conditions, and clarify the handling methods of planning changes, area differences, etc.

5. Select the payment method

The payment methods are: There are two options for home buyers, one is to pay the full price of the house in one go, and the other is to buy a house with a loan. One-time payment is suitable for existing houses. When buying off-plan houses, it is best to pay part of the house price first, and then make up the remaining house price when the house is delivered. If you are buying a house with a loan, you must choose the appropriate loan method and loan period, such as provident fund loans, commercial loans, and combination loans. In terms of repayment methods, there are equal principal and interest and equal principal.

6. House acceptance and inspection

If the house is purchased off-plan, the buyer needs to wait for a period of time before inspecting the house. During the house inspection, the buyer needs to see whether the property meets the delivery conditions. Are the materials and documents related to the house delivery complete? Secondly, the owner should check whether there are any defects in the house, such as whether the walls and floors are flat and whether there are water stains; whether the drainage at the floor drain is normal; whether the doors, windows, and glass are intact; whether the area of ??the house has shrunk; whether the exhaust vents in the kitchen can function Normal smoke exhaust, etc. If problems are discovered, they must be reported back to the developer in a timely manner and handled promptly.

7. Pay taxes and apply for property certificate

The last step is to pay taxes and apply for property certificate. Generally speaking, in addition to deed tax, commercial houses also need to pay public *** For maintenance funds, property fees, parking space fees and other fees, the charging standards of each property management company are different. The charging standards of the property management company responsible for each building shall prevail. Particular attention should be paid to the fact that the tax receipts for the company's maintenance fund and deed tax must be retained. This is indispensable information for applying for a property certificate.