Lenders should establish a personal loan risk limit management system based on region, variety, customer group and other dimensions. According to relevant information inquiry, Article 6 of Chapter 1 of the "Interim Measures for the Management of Personal Loans" stipulates that lenders should establish a personal loan risk limit management system based on region, variety, customer group and other dimensions. The "Interim Measures for Personal Loan Management" are to regulate the personal loan business behavior of banking financial institutions, strengthen the prudent operation and management of personal loan business, effectively prevent risks, promote the healthy development of personal loan business, improve the refined level of credit asset management, and build a harmonious credit culture , drafted and formulated by the China Banking Regulatory Commission.