Just say you're incompetent.

Second, others ask for loan guarantee, how to refuse?

Introduce him to a lending institution and ask a specialized lending institution to find a way for him.

Third, how to refuse the guarantee request?

1. Helping others to guarantee loans usually requires the guarantor to provide collateral. You can say that your house, car or other valuables have been mortgaged and there is no way to mortgage them.

2. If it is a secured loan that requires proof of work, you can say that your company does not issue a proof of income because your salary is used to guarantee the repayment of the mortgage.

3. More directly, your partner or family strongly disagrees with your guarantee;

4. Ask friends in the bank to help prove that they have no guarantee ability.

Fourth, how to refuse relatives to ask for loan guarantees?

Hello, you can say that you already have a loan or guarantee, and it may not be approved. You can also say that you are already under a lot of pressure and just refuse. Don't guarantee unless you have to. It's all a pit. I mean, my wife doesn't agree.

also good