The interest rate has been lowered. According to the inquiry of official website, a rural credit cooperative in Hubei Province, as of June 65438+1October 65438+1October 0, 2023, the bank began to adjust the interest rate of the first home loan on hand from September 25, 2023, and the personal housing mortgage interest rate was reduced from 4.4% to 4.3%, which was a rate cut.