1. A natural person with full capacity for civil conduct, such as1a natural person over 6 years old and under 18 years old, shall provide proof that his labor income is his main source of livelihood.

2 China citizens living in People's Republic of China (PRC) (excluding Hong Kong, Macao and Taiwan).

3. Have a fixed residence and stable income, have no bad credit record in the Bank of China and other financial peers, and have the willingness and ability to repay the loan principal and interest on schedule.

4. Open a personal settlement account in China Bank.

5. Register and open the personal online banking wealth management version or VIP version of BOC service through the BOC business counter.

6. Customers who can provide qualified mortgage (pledge), have excellent qualifications and meet the conditions of personal revolving loan without mortgage (pledge) of China Bank can apply by means of credit or guarantee, without providing mortgage (pledge).

7. The sum of the borrower's age and the period for applying for personal revolving loan from online banking of China Bank shall not exceed 65 years old.

8. Other conditions stipulated by laws, regulations, regulatory provisions and Bank of China.

For details, please consult the branch of China Bank.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.