The monthly interest rate of financial loans is 3.7-4.2.

Loans need to be cautious, and bank interest rates will increase, depending on the specific situation. After the LPR dropped from 3.8% to 3.7% years ago. Banks will also start to lower mortgage interest rates. The mortgage interest rate of 202 1 in many big banks is 3.85%. However, according to the channel interest rates provided by many banks at present, most applicants can apply for the lowest quotation rate of 3.7% regardless of the first mortgage or the second mortgage. At the same time, the proportion limit will be relaxed, with a maximum of 70% for a first mortgage and 60% for a second mortgage. And for high-quality real estate or high-quality customers, banks have further reservations.