Second, what kind of loan do you apply for? If it is a general enterprise working capital loan, it should be judged according to the financial situation of the loan applicant (enterprise), including total assets, net assets, income, profits, cash flow and liabilities, and the applicant's solvency will be judged according to these banks; It also depends on the purpose of the loan. If all the above are all right, banks will generally give collateral (land) an estimated value of 60% to 70%.

If it is a real estate development loan, that is, the loan is used to build real estate on this land, then the following information is needed: state-owned land use certificate, construction land planning permit, construction project planning permit and construction project construction permit (or: construction project commencement permit).