1, what is China UnionPay Express?
China UnionPay Express is actually an APP software with mobile payment. The platform will not provide you with any kind of loan service, but China UnionPay Express will choose to cooperate with a number of banks. If users want to borrow money through China UnionPay Express, they can do so through formal channels such as banks. Every bank will launch some loan products, but how much is the loan? Obviously, there will be some differences, which can be determined according to the actual situation of individuals.
2. What is the loan interest rate of China UnionPay Express?
At present, the maximum loan amount of China UnionPay Express can reach 300,000 yuan, usually 12, and the loan interest rate is about 0.02%~0.05% every day. Judging from the current situation, the loans issued in China UnionPay Express are basically in direct cooperation with the People's Bank of China, so if you have good self-confidence, you can choose to apply for loans, which is relatively reliable.
3. What are the conditions for China UnionPay Express Loan?
In fact, if you want to apply for a loan in China UnionPay Express, you need to know first. This is a loan platform in itself, and various loan products will be launched on this platform, and these loan products are all from banks, but they also need to meet the corresponding conditions when choosing applications. Those who do not meet the requirements cannot apply.
1 First of all, the applicant must be between 18 and 55 years old. If the age exceeds the limit, the applicant may not apply. In addition, ensure that he has full capacity for civil conduct.
Applicants also need to ensure that they have a good credit record, do not borrow money, do not pay it back, or have a lot of delays.
Applicants also need to ensure that they will have a relatively stable job and a stable income, indicating that they have the ability to repay on time. If necessary, they may also ask for personal running water certificates. If this condition is not met, you may be called back directly when applying.