Shang Hui Bank's fast e-loan is calculated on a daily basis, with the lowest daily interest rate of 1.45 yuan. The loan period of this product is 65,438+0 years. For example, the loan term of 65,438+0,000 yuan is three months, so the interest is 65,438+000,000.03% 90 = 270 yuan.

The better the user's credit qualification, the lower the actual loan interest rate.

Second, how to apply for e-loan from Guangdong farmers

Go directly to the card to open mobile banking and log in for application.

Guangdong Rural E-loan is a personal consumption credit loan product of Guangdong Rural Credit Cooperatives, which is operated electronically by relying on the Internet big data system. Customers can complete the application, approval, lending and repayment of loans by themselves through the mobile banking client.

Characteristics of Guangdong farmers' e-loan business:

1, simple operation: paperless whole process, real-time receipt.

2. Quick approval: zero mortgage and zero guarantee, online approval.

3. Higher quota: up to 300,000 yuan.

4. Convenient repayment: pay interest monthly, repay the principal at maturity, average the principal monthly, and match the principal and interest monthly.

Extended data:

Guangdong farmers e-loan requirements:

1, Guangdong Rural Credit Cooperatives closely revolved around the rural revitalization strategy, adhered to the market positioning of "supporting agriculture and supporting small businesses", strived to put on new shoes and take a new path, and innovatively launched the first online consumer credit product "Yuenong e-loan" to meet the financing needs of farmers, rural areas and small and micro customers, and helped the rural commercial banks (rural credit cooperatives) in the province to transform into a "big retail" strategy.

2. The newly released "Yuenong" brand will focus on "smart finance, smart life, smart channel and smart platform" and be driven by big data and financial technology, and continue to expand and extend a series of products and service systems such as Yuenong e-loan, Yuenong e-home (convenience service station), Yuenong business gang and Yuenong fresh food special exchange (shopping mall), and build a service with Guangdong characteristics through online and offline efficient collaboration.

3, the province's rural commercial banks (rural credit cooperatives) fully realize the significance of "e-loan for Guangdong farmers" to the transformation of large retail and support rural revitalization, change their business models in time, strengthen organization, make overall plans, and actively cooperate with the credit center of the provincial credit cooperatives to do a good job in business promotion.