Leiyang Rural Commercial Bank can't lend money only by ID card. There must be proof of income, proof of property, guarantor and even mortgage. Have a stable job, punch in your salary every month. Therefore, the ID card loan is actually just a gimmick to apply for small loans, just a small loan product launched by some banks or regular small loan companies. You must use your ID card to get a loan, but you may not be able to get a loan with your ID card. At present, there are many companies specializing in small loans in the market, mainly providing unsecured and unsecured small loans to individuals and individual industrial and commercial households. The loan process and lending process are faster than those of traditional commercial banks, and can be handled within a few days. However, in order to prevent fraud, it is best to consider choosing a formal bank or loan company for loans. We must pay attention to many loan scams now. The probability of getting a loan only by ID card is very small, and other conditions need to be proved.