Of course. The simple and popular understanding of loan is to borrow money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. At the same time, banks put concentrated money and monetary funds out in the form of loans, which can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. Banks can also get interest income from loans and increase their own accumulation. China and Macao people can borrow money if they have a house in Tanzhou, and they only need their initial ID card and household registration book. If they borrow money to buy a house, they need to mortgage the house to the state.