1. Applicants need to download and open Sichuan Rural Credit App, and then click Shuxin e-Loan-Application Quota.
2. Then the user needs to authenticate the real name of the face, upload the photo of the ID card and fill in the ID card information.
3. After completing and filling in personal information, users can read the contract carefully and fill in the loan amount.
4. Finally, the applicant needs to submit the loan amount after completing the above steps and wait for approval.
Second, Shuxin e loan down payment
The first payment answer of Shuxin e loan mainly includes:
1. Purpose of payment: clearly state the purpose of this payment and the expected income after payment;
2. Payment term: specify the term of this payment, including start and end dates and repayment dates;
3. Repayment mortgage: If mortgage is required for this purpose, relevant supporting documents and detailed information of collateral shall be provided;
4. Payment method: provide the information of this payment account;
5. Customer information: Provide basic information of the customer, including name, ID number, contact information, etc.
6. Payment documents: provide relevant documents for this payment, such as loan application form and guarantee commitment letter;
7. Others: If there are other documents that need to be provided, they also need to be provided to us for review.
Three, Sichuan rural credit cooperatives student credit loan processing steps
The general process of student credit loan business is as follows.
1. Borrowing students receive (or download and print by themselves) 2 copies of the Application Form for Student-origin Credit Student Loan of China Development Bank (hereinafter referred to as the "Application Form") at the county (district) student aid center, fill in their personal information, and go to the village committee (neighborhood committee) for review and affix their official seals.
2. The borrowing student and his * * * co-borrower hold the application form, the original and copy of legal and valid identity certificate (household registration book or ID card, etc.). ) The original and photocopy of the certificate issued by the borrowing students and 65,438+0 colleges and universities in co-borrower (including name, major, grade, school performance, tuition and accommodation fees, etc.). ).
3. The student aid center of the county (district) organizes the borrowing students and their * * * to sign a student loan contract with the borrower, and provides the borrowing students with the receipt of the contract, which is used to prove that the borrowing students have obtained the qualification of the national student loan of the student origin of the China Development Bank when reporting to the university, and fill in the tuition fees, accommodation fees, university account information and contact information of the borrowing students in the university, and confirm that the students have entered the university after affixing the official seal. After the contract is signed, the county (district) financial aid center reminds students to open an account in China Agricultural Bank in time. This contract shall come into effect after it is approved by China Development Bank and formally issued a loan review confirmation letter to the Autonomous Region Fund Office.
4. After the county (district) financial aid center summarizes the loan information of the students who borrow from the county (district), it will submit the application summary of national student loan in XX county (district) to the autonomous region financial aid office and the Agricultural Bank of China (electronic version) respectively.
5. The Agricultural Bank of China opens a personal account for the borrowing students according to their applications.
6. The autonomous region funding office received the county (district) funding center "XXX county (district) students' national student loan application summary table", and submitted the county (district) summary table and the total amount of loans to be applied for students' credit student loans in the province to the XX branch of China Development Bank. China Development Bank implements relevant funding arrangements.
7. Borrowing students report to colleges and universities with the credit loan contract (including receipt) of the students' origin, and colleges and universities fill in the receipt. Confirm the borrower's registration and fill in the required amount according to the tuition and accommodation fees of our school. If the total amount of tuition and accommodation fees exceeds the loan amount, it shall be filled out according to the loan amount, and the insufficient part shall be made up by the borrowing students.
8. Borrowing students will send the receipt of the national student loan (in duplicate) back to the county (district) funding center. (Note: There are some working procedures behind, and students don't need to borrow them. )
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E-loan China loan application process: online application-E-loan China financing consultant contacts the applicant and verifies-submits the application to the bank/microfinance company-the bank/microfinance company contacts the applicant-signs the loan contract. One application business, many financial institutions respond! Generally, the application time for personal loans is 1 to 2 weeks, and the application time for corporate loans is 2 weeks 1 month! Save time for lenders to run to major banks and reduce costs outside loans!
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Fourth, applying for Shuxin e-loan face detection is always undetectable.
Detection failure source
The application for Shuxin e-loan failed, probably because this platform reviewed your information and found that your information did not meet the relevant regulations. In this case, your application will be rejected directly. This platform itself is also concerned by many people, and it is indeed a very formal one.
The loan application of 1. Shuxin e failed:
Now many people will apply for such loan business online, because everyone is short of money. However, the money borrowed by everyone on these loan platforms must be repaid. It is necessary to understand the relevant provisions of this loan platform to circle your personal credit record, so as to be better.
When you apply for a loan, your personal credit record has many problems, or your age does not meet the requirements of the loan conditions, then the platform will reject the information you submitted. Therefore, everyone should make an appointment in advance, so that it can be correct, so that your application can be passed and you can get a loan.
Second, the specific introduction:
Shuxin e-loan of Sichuan Rural Credit Cooperative, commonly known as Shuxin e-mobile banking, is a mobile banking machine that everyone can use online, which can complete various business operations and is very convenient. Everyone can do all kinds of business online, without going to the bank or going out by himself. Business handling is really super convenient.
So this platform also provides a very efficient service for everyone. Now it has been fully upgraded and used, but you can also search for information on the website, which is a big talk.