It depends on what you are doing. If it is a bank, because the interest rate is relatively low, it generally charges 5-8 points, and small loan companies generally charge 3 points. If your qualifications are poor, you may get more. Most of them are charged according to the quota. Many of them charge less than 200,000 yuan 10, and some charge as high as 20-30 points. 200,000-500,000 yuan, 5- 10; 500,000 to 6,543.8+0,000 generally receives more than 5 points, and 6,543.8+0,000 generally receives about 3 points. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. Bank loan interest rates are all calculated by computers based on personal credit information, income, work and other information. In other cases, you can only keep your credit information and try to repay your credit card on time to avoid overdue. Loan repayment method: equal repayment of principal and interest: equal repayment every month, the sum of loan principal and interest. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same; Average capital repayment method: that is, the borrower repays the loan in every installment (month) during the whole repayment period, and at the same time pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month; Pay interest on a monthly basis, and repay the principal at maturity: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis, and the interest is repaid on a monthly basis; Repay part of the loan in advance: the borrower can repay part of the loan in advance when applying to the bank, which is generally an integer multiple of 1 000 or 1 000. After repayment, the loan bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged. The new repayment period shall not exceed the original loan period to repay all the loans in advance: the borrower can repay all the loans in advance when applying to the bank. Borrow and pay back: interest is calculated daily after borrowing, and interest is calculated daily. You can pay the money in one lump sum at any time without any penalty. At present, the competition between banks is very fierce. In order to gain more market share, banks will adjust the loan interest rate according to the loan interest rate range stipulated by the state. Therefore, when making loans, the fund demanders should "shop around" and choose low-interest bank loans.

Got 30 thousand through intermediary micro-loan How much is the agency fee?

Hello, I am the salesman of elite real estate. The agency fee is generally 2% of the transaction price. If you buy multiple houses in a row, you can also negotiate with the agent price of the transaction.

Three, the loan agency fee is generally divided into several points.

It depends on what you are doing. Being a bank has 8 points, and small loan companies generally receive 3 points. If your qualifications are poor, you may get more.

Most of them are charged according to the quota. Many of them charge less than 200,000 yuan 10, and some charge as high as 20-30 points.

200,000-500,000 yuan, 5- 10; 500,000 to 6,543.8+0,000 generally receives more than 5 points, and 6,543.8+0,000 generally receives about 3 points.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. The general name of loan funds in a broad sense. Banks need to replenish funds to promote economic development by borrowing money and monetary funds for large-scale reproduction. At the same time, banks can also obtain loan interest income and increase their own accumulation.

In the case that the bank's loan interest rate is changed by computer according to personal credit information, income, work and other information, we can only keep the credit information and try our best to repay the loan on time.

Loan repayment method:

Matching principal and interest repayment: that is, the sum of loan principal and interest adopts the formula. Housing provident fund loans, most of them have adopted this method. this way

Average capital repayment method: that is, the borrower distributes the loan amount to each period (month) evenly throughout the repayment period, and pays off the loan interest on the previous trading day. In this way, the monthly repayment amount decreases month by month;

Pay interest on a monthly basis and repay the principal at maturity: that is, the borrower repays the loan principal in one lump sum on the maturity date of the loan [if the term is less than one year (including one year), the interest will be repaid on a monthly basis;

Repay part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank. The loan bank issues a new repayment plan, and the repayment amount and repayment period change, but the repayment method remains unchanged, and the new repayment period shall not exceed the original loan period.

Repay all the loans in advance: that is, the borrower can repay all the loan amount in advance when applying to the bank, stop the borrower's loan after repayment, and go through the corresponding cancellation procedures.

Pay as much as you borrow: interest is calculated every day. You can pay the money in one lump sum at any time without any penalty.

Now, in order to compete for a lot of market share, banks will issue loans according to the loan interest rate range stipulated by the state. When making a loan, the borrower should "shop around" and choose a bank with low interest rate to lend.

4. What is the handling fee for general loan assistance?

It is 2% to 3% of the loan cost. The specific charging standard depends on the detailed requirements of the bank or lender. Different lending institutions have different requirements for service fees.

If it is a loan company, it will generally deduct a handling fee of 3 to 10. Different banks and different maturities will lead to different interest and handling fees. If you borrow from the Bank of China, there is no handling fee. Pay only the loan interest to the bank. If pledge or mortgage guarantee is involved, it may be necessary to pay a certain guarantee fee to the appraisal company. If the intermediary company is required to provide phased guarantee, it is likely that it will need to pay a certain introduction fee to the intermediary company, but the latter two items are not for banks. General loan platforms have fees, and different platforms have different fees. The above is the relevant content of the loan fee.