Huinong E-loan is a loan product provided by Agricultural Bank of China for farmers, and whether Huinong E-loan can be loaned again after repayment mainly depends on the payment method chosen by farmers at the time of application. Farmers who choose self-help recycling can borrow it within the approved maximum amount and time limit, and then borrow it after the amount is restored.
However, if the self-service non-circulating mode is selected, the loan will be issued and used at one time or in stages within the approved maximum amount and period, and the loan amount cannot be recycled. In terms of loan term, if self-service recovery is adopted, the maximum term of a single loan within the validity period of the quota is one year; If the self-service non-circulation mode is adopted, the maximum term of a single loan within the validity period of the line is five years.
Second, how does the credit cooperative Huinong card expire?
Huinong card loans are generally credit loans, which can be recovered at will according to the loan amount given to you by the bank within three years. You can take the Huinong card and ID card to the bank counter attendant to help you with the loan procedures, without credit approval; You can also open online banking and operate small-scale farmers' loans in online banking. Please follow the instructions. If your Huinong card loan has passed the credit period, you should ask the account manager of the bank to reapply and go through the loan approval procedures.
Third, China Agricultural Bank Huinong e-loan recovery skills
There are two ways: self-service recyclable and self-service acyclic.
Farmers who choose the self-service recycling model can borrow and return it within the approved maximum amount and period for recycling. If the self-service non-recovery mode can be realized after the amount is restored, the loan will be used within the approved maximum amount and period.
The credit period with a maximum turnover of three is not a loan period, and the longest loan period cannot exceed one year according to the regulations. You can also refinance, which is very convenient to operate. Loans and repayments can be operated on ABC's personal online banking and self-operated equipment.
4. How to operate revolving loan?
Please don't advertise. This is illegal.