No matter what the price of the house is in the future, you will repay it according to the repayment amount when you sign the contract with the bank.
Second, the problem of buying a house with a loan, the house price plummeted, what should I do?
Commercial contracts are not children's games, so there is no need to ask whether it is ok to return the contracts after they expire. If you really feel that you are losing money, you should ask the developer to reduce the price together with other owners who are losing money.
Third, the loan to buy a house, the house price has dropped, what about the loan?
When buying a house with a loan, the price of the house is reduced. Of course, the loan needs to be repaid on time, the mortgage will not decrease with the decrease of the house price, and the repayment amount will not increase with the increase of the price. Now that you have signed a house purchase contract and applied for a housing loan or provident fund loan, you can only repay it on time every month. After all, it is normal for house prices to rise or fall. The conditions of provident fund loans are as follows: 1. Only employees who participate in the housing provident fund system are eligible to apply for housing provident fund loans, and employees who do not participate in the housing provident fund system cannot apply for housing provident fund loans. 2. Persons participating in the housing provident fund system must also meet the following conditions before they can apply for housing provident fund personal housing loans: that is, the time for continuous deposit of housing provident fund before applying for loans is not less than six months. Because, if the employee's behavior of paying housing provident fund is abnormal and intermittent, it shows that his income is unstable and he is prone to risks after issuing loans. 3. If one spouse has applied for a housing provident fund loan, neither spouse may apply for a housing provident fund loan again before paying off the principal and interest of the loan. Because the housing provident fund loan is a kind of "housing security" financial support to meet the basic housing needs of workers' families. 4. When applying for a housing provident fund loan, the loan applicant must have a relatively stable economic income and the ability to repay the loan, and there are no other outstanding debts that may affect the repayment ability of the housing provident fund loan. When employees have other debts, it is very risky to give housing provident fund loans, which violates the principle of safe operation of housing provident fund. 5. The term of the provident fund loan shall not exceed 30 years. For portfolio loans, the loan terms of provident fund loans and commercial housing loans must be the same. Definition of individual housing loan: individual housing loan is a kind of consumer loan, which refers to the loan issued by the lender to the borrower for the purchase of self-occupied ordinary housing. When a lender issues a personal housing loan, the borrower must provide a guarantee. If the borrower fails to repay the principal and interest of the loan at maturity, the lender has the right to dispose of its collateral or pledge according to law, or the guarantor shall be jointly and severally liable for repaying the principal and interest. The loan object is a natural person with full capacity for civil conduct.
Fourth, I just saw on the Internet that it is true that the loan is used to buy a house, and the price of the house must pay the difference to the bank.
Of course, for example, you bought 500 thousand and borrowed 300 thousand! The price of the house has dropped to 300,000 yuan, so you must make up 200,000 yuan and repay the loan as usual.