All laid-off workers under 60 who are healthy, honest and trustworthy and have certain labor skills can apply for small secured loans from China Bank. On the original basis, the application targets of small-sum secured loans for laid-off workers in China Bank will be expanded to: registered unemployed people in cities and towns, people with employment difficulties (including disabled people), retired soldiers, released prisoners, employees and unemployed people in enterprises with excess capacity, migrant workers returning home to start businesses, online merchants, and poor people with files and cards.
1, a natural person with full capacity for civil conduct;
2. Have permanent residence and permanent residence in the local town;
3, hold the "re employment concession card" issued by the labor and social security department;
4. The loan guarantee institution promises to provide loan guarantee;
5. The borrower's self-raised funds shall not be less than 30%;
6. Other conditions stipulated by the lender.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.