First of all, after your overdue repayment for a certain period of time, banks or financial institutions will take some measures to recover the arrears. Sending home visit information is one of the possible measures.

Secondly, the purpose of door-to-door visits is generally to collect arrears and understand your willingness and ability to repay. Visitors will usually verify your identity information and communicate with you the reasons for loans overdue and the repayment plan. They are not court enforcers and can't take compulsory measures, just to urge you to repay as soon as possible.

Generally speaking, visiting people at home is a way for financial institutions to collect overdue payments, with the purpose of attracting your attention and urging you to repay. However, please note that due to the different policies and implementation methods of lending institutions, the specific situation may be different.

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If you find that you have received a door-to-door notice due to overdue payment, here are some suggestions:

1. Keep calm and rational, communicate with visitors in a friendly way and understand the purpose of their work;

2. Truthfully explain the overdue loans to visitors and provide repayment plans or solutions as far as possible;

3. If necessary, you can negotiate with the borrowing institution to extend the repayment period and reduce the repayment amount to reduce your burden;

4. Pay attention to protecting personal privacy information, such as ID number and bank account number, to prevent information from leaking.

The most important thing is to solve the problem of overdue repayment as soon as possible, so as to avoid unnecessary troubles and possible subsequent legal disputes. For any overdue loans, it is recommended to contact the borrowing institution in time to seek a solution.