First, Yin Chang consumer finance machine fast loan application conditions
1, the age must be 18 (inclusive) -60 (inclusive), and it is China nationality. College students cannot apply, which is more suitable for office workers or freelancers who have worked for several years.
2. Have a stable income. If you are not a regular office worker, then the bank should have a fixed income every month, so as to ensure the repayment ability. Some freelancers and business people can try to deposit a fixed amount in the bank every month, as long as it is uninterrupted for more than half a year.
3. Good credit record. Because Yin Chang Consumer Finance is an institution approved by the China Banking Regulatory Commission, it will definitely check the credit information. Once the credit is overdue or there are too many online loan inquiry records, it will affect the application pass rate.
4. Rotate the line. For some white households, there is no credit record to refer to. You can try to apply for a credit card first and accumulate a certain repayment record before applying, and the success rate will be higher.
Two, Yin Chang consumer finance machine fast loan application materials.
Generally, the basic materials you bring with you when applying are: the second-generation ID card and bank debit card within the validity period. In addition, different products need to provide different supplementary materials, which shall be subject to the consultation of stores or handling offices. I suggest you consult the customer service first, ask where the nearby stores are, and what information you need to bring. You can call in advance to ask clearly, so as not to waste time.