1, the benchmark interest rate of central bank loans: within one year (inclusive): 4.35%, within one to five years (inclusive): 4.75%, and over five years: 4.90%. The bank's loan interest rate fluctuates on the basis of the benchmark interest rate. The interest rate of the first suite of provident fund: the annual interest rate of provident fund loans for less than five years is 2.75%, and the annual interest rate of provident fund loans for more than five years is 3.25%.

2. The data shows that from 2065438 to February 2009, the average interest rate of the first home loan in China was 5.63%, which was equivalent to the benchmark interest rate 1. 149 times, with a decrease of 0.53% from the previous month. In February last year, the average interest rate of the first home loan was 5.46%, up 3. 1 1%.

3. The average interest rate of the first home loan in the first-tier cities in the north, Guangzhou and Shenzhen ranges from 5.06% to 5.46%, and Beijing is 5.43%, which is the same as last month; Shanghai was 5.06%, down 3 BP from last month; Guangzhou was 5.52%, down 3 BP from last month; Shenzhen was 5.46%, down 1 1BP from last month.

4. In addition, in February 2065438+2009, the national average interest rate of second-home loans was 5.99%, down 3BP from last month, which has been falling for four consecutive months and returned to below 6% for the first time after eight months.