The loan amount of the State-managed provident fund has also increased, with a maximum loan of 654.38+0.2 million, which is a great benefit for those who pay the State-managed provident fund. For the purchase of policy housing or the first self-occupied housing with a building area of 90 square meters or less in Xing Tao, the maximum loan amount is adjusted to 6,543,800 yuan+0.2 million yuan. Compared with the previously stipulated loan amount, the loan amount has increased by 400,000.
In the new policy, the loan amount will no longer rise according to the personal credit rating. For those who have paid the housing provident fund in different places, and the time for paying the housing provident fund in the local area is less than the specified time, employees can provide proof of paying the housing provident fund in different places, which can be handled in the housing provident fund management center of the original deposit place. After examination and approval by the local authorities, the deposit time can be calculated according to the relevant certificates.
In the newly promulgated policy, the guarantee service fee of 1.5% was also cancelled. The guarantee service fee is a relatively small part compared with millions of house payments, but it saves a sum of money for those who are short of funds and have relatively difficult down payment ability. The main purpose of the adjustment of provident fund loan policy is to further boost the just-needed demand and promote the expected development of the market.