Detailed description:
1. Legal procedures: According to China's legal procedures, creditors can recover debts through prosecution procedures. After the creditor files a lawsuit and is placed on file, the court will issue a freezing order to the bank to freeze the bank account of the defendant (overdue borrower).
2. Freezing time: According to relevant laws and regulations, once the court issues a freezing order, the bank will immediately execute it and notify the frozen account holder. This means that the bank card may be frozen in a short time after the overdue borrower receives the notice of prosecution.
3. Purpose of freezing: The purpose of freezing the bank account is to ensure that the defendant cannot withdraw or transfer funds to meet the creditor's debt requirements when executing the court judgment.
Summary:
The bank card of Zhaolian Finance will be frozen 15 days before being sued for overdue, which is based on China's legal procedures and relevant regulations. Once the creditor files a lawsuit through the court, the court will issue a freezing order, requiring the bank to freeze the defendant's bank account. The purpose of freezing is to ensure that the creditor's debt requirements can be met when the court's judgment is executed.
Extended data:
Debt collection procedures usually include prosecution, filing, mediation or trial, judgment and execution. Once the creditor files a lawsuit and gets a case, the court will issue a freezing order according to the situation, requiring the relevant bank to freeze the defendant's bank account. Frozen bank cards cannot be withdrawn, transferred or paid. Overdue borrowers should deal with overdue problems in time to avoid possible legal disputes and property losses.
It should be noted that the specific legal provisions and operational details may vary from region to region, and there may be exceptions in some cases. If faced with similar situations, it is recommended to consult a professional legal institution or lawyer for accurate legal advice and guidance.