According to the provisions of the Bank of China's export buyer's credit measures, in commercial contracts, exporters and borrowers need to meet the relevant loan requirements, and the main conditions are as follows:

1. The importer shall pay an advance payment of 15% according to the commercial contract.

2. The maximum loan amount shall not exceed 80-85% of the commercial contract price.

3. The borrower shall apply for export credit insurance with the insurance company.

4. Sign the loan agreement according to the requirements of the lender.

5. The loan guarantee shall be issued by the central bank or the Ministry of Finance of the borrowing country.

6. Determine the payment term according to the terms of the commercial contract.

7. The business contract conforms to the relevant regulations of the two governments and has been approved by the two governments.

8. The loan currency is USD.

9. The amount of commercial contract shall not be less than USD 654.38 million.

10. Export settlement under commercial contracts shall be conducted in our bank.

1 1. The commercial contract shall take effect before the loan agreement.