Annual repayment of provident fund, also known as regular repayment, is to withdraw a certain amount from the provident fund account every year to repay the loan principal. Specifically, if the balance of your provident fund is enough to pay the loan principal, then you can choose the way of annual repayment to reduce the monthly repayment pressure. However, if your provident fund balance is small and your monthly contribution is low, then it may not be suitable to choose the annual rush method.

Generally speaking, the amount of provident fund for one year depends on your provident fund balance and monthly repayment. If you want to know your own provident fund balance and monthly repayment amount, you can go to the housing provident fund management center in your city to inquire or consult relevant staff.

To sum up, the balance of the provident fund is suitable for the annual rush, depending on the individual's specific situation. If your provident fund balance is large and your monthly contribution is high, then you can choose the annual withdrawal method. However, if your provident fund balance is small and your monthly contribution is low, then it may not be suitable to choose the annual rush method.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund stipulates: "If an employee has one of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;